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We recommend any financial instrument only if it passes our in-house deep scan test, wherein we check if the company has the following characteristics-
D- Discount to intrinsic value (Reasonable Valuations)
E- Efficiency of business operations (Cost Advantage)
E- Ethical Conduct
P- Pricing Power (Strong Moat)
S- Scalability (Visibility of earnings growth)
C- Competitive Landscape (Industry Projections)
A- Appropriate Safety Net (Risk Mitigation)
N- No Biases (Behavioral Safeguard)
Finology Ventures Pvt Ltd is a SEBI registered investment advisor. Our qualified experts are actively involved in the stock-picking & filtration process.
Chef’s special is a comprehensive research platform designed to help you achieve your long term goals. It provides you with quality and unbiased recommendations on different investment instruments such as:
To view your recommendations, please click here
There is an “Edit” button after every tool through which you can update your inputs.
A financial X-Ray is a report that summarises your financial profile and gives you actionable insight based on your score. To view you financial X-ray report, please click here.
Financial appetite helps you understand the nature of your investment style and the kind of investments that are best suited for your profile.
No, Recipe by Finology is a DIY investment platform. The recommendations given are the same for all, and we do not provide individual advice.
We do not offer portfolio management services. Instead, our services will help you manage your portfolio efficiently. We will provide you with unbiased research, recommendations, portfolios, and updates to ensure that you get the best of our services.
The number of stocks in our portfolio keeps changing depending on the market conditions and the quality stocks we can discover at fair valuations.
The number of stocks in our portfolio keeps on changing depending on the market conditions and how many quality stocks we are able to discover at reasonable valuations. Till the validity of your subscription, all the stocks available with us will be visible to you.
Valuations of stocks change on an everyday basis. We publish the maximum buy price for each of our recommended stocks to help you build your portfolio in a phased manner.
A company's business model mostly remains the same. Hence, there won't be a need to make frequent changes in the report. However, if there is any update in any particular company, it will be updated on our 'Investment Insights' section.
Max buy price is a fair value of a stock, which is calculated based on fundamental analysis of the stock. We recommend you to buy the stock if the stock's current market price is trading below our Max Buy Price.
The changes in the Max buy price depend on the market scenario and the suggestions of our experts based on external events. There is no fixed periodicity, but the changes in Max buy price, if any, will be visible on your dashboard.
No, it would not be advisable to buy any stock whose current price is above the Max buy price.
Generally, all our recommendations are based on long-term investments. There is no fixed periodicity for holding a stock. Any action required on your portfolio will be based on the market scenario, fundamentals and growth prospects of the individual stock.
No, you will have to be subscribed to our services in order to get the buy and sell recommendations. The updates on buy and sell will be notified to the subscribers through emails.
No, there won’t be any target price or target horizon for our stock recommendations. We focus on owning quality businesses rather than finding short-term opportunities based on some price target. We will continue to hold the stocks as long as our investment thesis holds strong.
Currently, the Mutual Fund portfolio will contain four funds. It is to ensure that you don't spread the money in too many funds. Though it is important to invest in diversified avenues, one should make sure that it is not overly diversified.
The minimum horizon period for staying invested in the recommended Mutual Funds would be 3-5 years. This should be done to save yourself from hefty taxations and generate adequate returns.
There is no fixed minimum amount that is required to start investments. It solely depends on your personal goals and objectives.
For your assistance, we have curated certain tools for you that will suggest the required amount that should be invested according to each of your financial goals.To access the tools, please click here.
All our recommendations are for long-term investments. However, we provide a few debt instruments like liquid funds, fixed deposits, etc., to take care of your short-term needs.
We always keep an eye on our recommended financial instruments. Any required act on your portfolio will be based on the market scenario, fundamentals and growth prospects of the individual financial instruments. There will not be any fixed periodicity for the same. Any update on your portfolio will be updated on our 'Investment Insights' section.
We do not provide any transaction platform for investing in the instruments. However, you can visit select to choose the best suitable broker.
Sorry, we would not be able to change the recommended instruments as per your requirements as we provide standardized recommendations to all of our users. We would suggest you to kindly consult with your investment advisor before deciding to make any investment.
Asset allocation is a technique to distribute your investment funds into various financial instruments like stocks, mutual funds, bonds, etc. It is done to manage risks by diversifying an investment portfolio. Asset allocation is one of the most essential tools you can use in your mission to acquire a diversified portfolio. It will help you in putting the right amount of money into various securities.
To understand asset allocation in brief, you can refer to our blog.
We do not review your portfolios nor do we provide our views on any financial instruments, other than those that we cover.
Yes, we recommend a few debt instruments like liquid funds, fixed deposits, etc., for your emergency needs.
No, we do not provide any Relationship Managers to assist you with your investments. Recipe is a “Do It Yourself” platform and does not include the help of any investment expert or relationship manager.
Although, we have tried to cover most of the queries in our FAQs and Help section, if you have any particular query, you can email us at email@example.com
However, please bear in mind that Recipe will not provide any assistance or service on the following matters:-
Reviewing Your Existing Portfolio
Queries related to Stocks or Mutual fund that are not covered by Recipe
Personalised investment advice
Yes, you can change the Financial Appetite by following these steps:
Step 1- Login to your account
Step 2- Click on “Financial Appetite” on the Dashboard
Step 3- Finally click on “Edit Result”
No. Given all the complexities of the Stock Market, no one can provide you with guaranteed returns or the guarantee of returns, and so, neither do we. But rest assured, we do guarantee our best efforts in finding the right investment option for you. We shall put our heart and soul in doing the right research and bringing out the best options for you.
Investment Insights provide you access to portfolio strategies, industry research and investment trends that will help you ease your investment journey. You can view your Investment Insights from here.
Your personalized investment plan is prepared based on your financial appetite, goals, and cash flows. It may not be suitable for someone else. So, it is not advisable to share the subscription with others.
We do not provide individual advice on tax planning. However, tips and some of the most tax-efficient instruments are covered in Recipe.
Our Stock selection is based on value investing philosophy. We do not provide any intraday or short-term recommendations.
Portfolio Diversification is an act where investors make investments across varied asset classes to limit the exposure of any particular investment. It is done to avoid the risk as different asset classes perform differently under any given condition. To understand portfolio diversification in brief, you can refer to our blog.
It is a strategy to re-align your portfolio by buying and selling stock and funds to maintain your targeted asset allocation. It is done to rebalance your portfolio to outperform the markets or to obtain the desired returns. It can be done at regular intervals or depending on the existing market situation.
The suggested Asset Allocation is based on your financial appetite and the financial inputs you have provided. You can choose to alter your financial appetite as per your requirements, and accordingly, the allocation will change.
Cryptocurrencies are highly volatile in nature and are not considered a safe haven (like gold). Additionally, they do not have any regulators or government bodies backing them. Hence, the security of funds always remains an issue with them.
Considering its constraints and some more, we do not recommend investing in cryptos.
We do not provide any kind of trading tips or strategies. We believe in inculcating long-term Investing habits based on solid fundamentals with time-tested value investing principles. Our aim is to build quality portfolios driven by fundamental analysis.
Yes, an NRI can invest in the Indian market, but there are restrictions on some financial instruments. So, this subscription might not be completely useful for a non-Indian citizen.
Click on the "My Recommendations" section on your dashboard. On each recommendation box, you will notice a “Report” button in the bottom right corner. You can download the report by clicking on it.
This generally happens, when your Recipe profile status is incomplete. Before using the calculator make sure you fill both of these section on your dashboard in the order mentioned:
You can view your recommended financial instrument from the “My Recommendations” section on your dashboard.
No, we won't be providing you with new recommendations every month. We, at Finology, strongly believe in investing for the long-term and avoid making frequent changes in our recommendations. The new recommendations, if any, purely depend on the market conditions and valuations of the quality stocks at that time.
Kindly refer to the Help section after updating your details under Prosperity Ingredients, Financial Appetite, and Goal Planner.